Here are some tips to keep your credit card safe: Guard your credit card information.Īrmed with your credit card information, telemarketers or over-zealous vendors may place charges on your credit card that you have not authorized. To spot unauthorized charges, pay close attention to every transaction on your credit card statement, no matter how big or small. To best monitor charges, create an online account for that credit card and view the online statement frequently rather than waiting for your monthly billing statement. The unrecognized charge on your credit card statement could simply be a charge from an unfamiliar merchant, a forgotten credit card fee, or a previously scheduled purchase. Some cards have annual fees that are often forgotten since they occur once a year and, on a rare occasion, you may even find an error by the card issuer. But remember: the charge could also be an unauthorized credit card transaction. Complaints involving unauthorized credit card charges continue to be one of the most common consumer complaints received by the Attorney General's Consumer Protection Division. Problems with these charges can be avoided or resolved if recognized and addressed quickly. Many unauthorized charges go unnoticed for several months as cardholders do not thoroughly and frequently review their statements. Early detection is crucial.
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